When you make your neighbor a loan of any sort, you shall not go into his house to collect his pledge. You shall stand outside, and the man to whom you make the loan shall bring the pledge out to you.
Be careful who you lend things to and how you do when you do. If you can't trust a person to provide the collateral for their loan, then you shouldn't entrust them with a loan at all. If you feel they can't be trusted to comply without your interference, what makes you think they will pay you back without you having to harp on them? If you anticipate having to badger them, don't lend to them in the first place.
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